Thinking about Buying? A good first step is talking to a Bank of Ireland mortgage advisor. Read on to find out how much you could borrow.

Ireland’s oldest bank today provides a wide range of different banking services to personal and business customers, including personal loan, student loan, holiday loan, car loan and mortgage.

About Bank Of Ireland

The Bank of Ireland is Ireland’s oldest bank and until 1971, it was the official Irish government bank. The headquarters of the Bank of Ireland is in Dublin, but it has a number of branches across the UK.

Today the Bank of Ireland UK provides a wide range of different banking services to personal and business customers. These include deposit and savings accounts, loans, foreign exchange facilities, asset finance, and mortgages.

Bank of Ireland UK mortgages are available for first time buyers, home owners wishing to re-mortgage, self build, or move home. Landlords are also catered for with a selection of buy to let Bank of Ireland UK mortgages. The bank welcomes new and existing customers.

Products available from the Bank of Ireland UK include fixed rate, variable rate, tracker and interest only mortgages.

Fixed Rate or Variable – Which is Best ?

The most important thing to remember is with a fixed rate, you have the safety of knowing exactly what your mortgage repayments will be for a certain period of time. You will not be affected by sudden increases )or decreases.  With interest rates at their lowest for many years – it is likely that variable rates will increase during the next 5 to 10 years.

Over the past several years it was usually the case that  variable mortgage rates were often lower than fixed rates –  but right now some of the fixed rate deals are at their cheapest ever and some are lower than variable rates.

How much of a mortgage can you get?

Lenders use different ways to work out the amount of money they will lend you for a mortgage, and they have to follow certain Central Bank rules when doing this. Some will lend you a multiple of your annual income. Others will try to make sure that your monthly mortgage repayment doesn’t go above a certain percentage of your take-home income or that you have a certain amount of money to live on each month after all your commitments are met.

Use the Mortgage Calculator to find out more.

Mortgage Incentives

Our Top Recommendation:
BOI offer 2% cashback to all new customers and 3% to existing ones. (no maximum)

Others:
EBS also give 2% cashback to all new mortgage customers.
Ulster Bank offer €1500 towards legal fees for all new customers.
PTSB also offer 2% cashback for new customers
KBC will give €2000 to mortgage switchers only.
AIB give €2000 towards legal fees for switchers.
Pepper will give up to €1500 towards legal fees if you’re switching a mortgage or buying an investment property.

>> Click Here to find out more on BOI Mortgage and Loan

 

Affordable vehicle breakdown cover from Start Rescue

Startrescue.co.uk provides affordable rescue products to suit the needs of any motorist and budget. All cover levels are competitively priced, with excellent benefits and a user friendly policy wording. When startrescue.co.uk is needed, regardless of the cover provided, there are no costly extras such as policy excesses.

The assistance and administration is provided on behalf of startrescue.co.uk by Call Assist Ltd which, over the past 10 years, has been providing the same services on behalf of many insurance brands.The startrescue.co.uk insurance policy is underwritten by Groupama Insurances which is part of the European financial services giant, Groupama. Both Call Assist Ltd and Groupama Insurance Company Limited are authorised and regulated by the Financial Services Authority.

Real or Scam?

StartRescue has received a 100% trust score from scamadviser.com.

When checking startrescue.co.uk we looked at many factors, such as the ownership details, location, popularity and other sites relating to reviews, threats, phishing etc. Although a site like may have a high trust rating, it’s worth just checking the countries involved as these could indicate that goods would be shipped from abroad rather than your home country.

The internet is populated with many fake and scam sites – with many being created daily purely to look genuine. Even many review sites are tainted with fake reviews making it almost impossible for somedbody to detect a safe site from a scam. We attempt to analyse the website information and provide a trust guide that will help you determine the risk rating of.

Customers Reviews

Many online feedbacks are very positive too. You can check out the some of those reviews below:

Togi from reviewcentre.com

Have been with them for 2 years now and had to call them out 2/3 times. Last time was on Saturday 22nd February at 16.45. Stopped at Clackett Lane services, came back after 10 mins and couldn’t start car. Got straight through to the helpline. They ask alot of questions but I think they just need to make sure customer is genuine and that they know as much as possible before sending a recovery out. They use a network of independent recovery vehicles. Start Rescue put us on a priority list

Tom from whybreakdown.co.uk

Response in less than 20 mins. I’ve been driving over 30 years, best experience I’ve had.

Taiwot from money.co.uk

“No complaints with this company and 10% renewal discount is an incentive to stay”

>> To gather more information, head over to the company website here.

Start Rescue - Click Here!

car finance in 3 easy step

Car loan 4u offer auto loans for cars to be purchased from any UK motor dealership, approved dealers by Car loan 4u or webcars4u. The representative APR can be offered from as low as 7.9%, but the applicants credit rating must be in very good order to qualify for this rate.

The way the system works is an applicant applies online or by phone, car loan 4u accept up to 90% of applications. Depending on an applicants credit circumstances, carloan4u will make an offer with a credit limit, loan details including the representative APR offered and terms offered. If the applicant accepts the terms of the offer, the applicant can choose a car from the options of auto car dealers mentioned above. The funds once a car has been chosen by the applicant will be transferred via bank transfer to the auto car dealer, once the funds have cleared the happy customer drives off in their car of choice.

Car loan 4u are regulated by the FSA and licensed by the office of fair trading under the consumer credit act 1974. Carloan4u is a licensed credit broker.

Registered office: Car loan 4u Ltd, Winterton house, Winterton way, Macclesfield, Cheshire, SK11 0LP.

My personal opinion of this company is that there certainly must be a big market for this type of business and i’m sure Carloan4u are doing very well from a business point of view. The 7.9% APR offered is certainly not the best that can be offered in the personal loan market for good credit. Also if the applicant has a good credit rating to qualify for the 7.9% APR then whats the point using them so they can transfer the funds to a dealer, auto dealers will be very relunctant to drop prices when credit is involved and “cash is king”. If the applicants credit rating is poor then the applicant will be paying some high APR like 12 month loans offer and the credit limit will be small, so my opinion is why not borrow from a company that specializes in poor credit and purchase a cheap car from Ebay? makes more sense and “cash is king”.

From a positive point of view it could be very convenient to use Carloan4u as it cuts out alot of hassle if not in the mood for messing around.

This post is a basic review and should not be taken has financial advice. More research will be required before considering an Auto loan.

Customers Reviews

Let’s hear from real clients of CarLoan4U. I have compiled customers feedbacks from many online sites. There mix comments. Some with 5 stars and also a number of 1 star rating. Following are a summary of those reviews:

Daisy

From the moment I completed the application i had fast, friendly, helpful service. I felt with Suzie from start to finish and can say I received a 5* service. I would recommend to everyone!!

W. Stallard

I chatted to Simon Reid He went through everything with me He explained it in lay-mans terms So easy to understand Nothing was too much trouble for him
One little form and an email to Car Loans 4 you to tell them what car i wanted and 72hrs later i was arranging with the car dealer to collect it. (it only took so long as it over a weekend )
The finance side was easy, even though i dont have the best credit rating, and i even got a good APR.
I will be using again in the future and i wouldnt hesitate to recommend Car Loans 4 You

Churinder Katoorah

The service is well above excellent. My personal advisor Suzie Gear has been very supportive and very helpful throughout the process of getting a car. I cannot express myself enough how happy I am for choosing car Loan 4 U, it does exactly what is said on the website. For anyone searching for a six stars service look no further just close your eye and when you open your eye you are in your new car cruising. Once again I thank you Suzie Gear and the entire team you are all one hell of a team. Thank You.

Carlyle Henry

First experience with Car Loan 4U well exceeded my expectations.
Fantastic well over 5* service made my life lot easier.
*** SPECIAL THANKS TO SUZIE GEAR AND HER TEAM ***
Anyone looking to buy a car, go to “CAR LOAN 4U” your dream will come true….

Conclusion

Based on our research, CarLoan4U is definitely worth checking out. You can get more details here.

>> Click Here to Visit CarLoan4U <<

apply for car finance